How to Rent a Car without a Credit Card

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Until fairly recently, it was almost impossible to rent a car without a major credit card. But that has slowly changed, and while it can be a bit of a hassle to rent without a credit card, it can be done. If you don’t have a credit card, the next best option is to use a debit card. Here are a few things to keep in mind.

Most car rental reservations through do not require a credit card, but it’s a good idea to check with the car rental vendor ahead of time if you don’t want to pay using a credit card. Most companies will accept a debit card with a Visa or Mastercard logo, but there will often be a hold placed on your account for $200 or more, so be sure you have enough funds available. You are also likely to have more paperwork to fill out at the rental car counter because the rental car companies are usually more thorough in checking ID and insurance if you don’t have a credit card. Be sure to check ahead of time and ask what kind of documentation you will need. Some companies will also perform a credit check. Also, there might be restrictions on what kind of car you can rent with a debit card – they are unlikely to rent you a $40,000 luxury car with a $200 deposit, for obvious reasons. As with many other things, a little advance planning and asking questions ahead of time will go a long way to making renting without a credit card a much smoother process.

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